Heritage Partners Financial: Decisions At Retirement

Charles Schmitz
Arlington Heights, IL
Phone: 847-392-9268

Home
Retirement Planning
   Looking At Retirement
   Decisions At Retirement
   Living On Your Investments
   Providing A Legacy
   Health And Independence
Plans For Small Businesses
Who I Am
Community Programs

Decisions At Retirement

The last paycheck, it's a time for many decisions, decisions that will stand for a lifetime and that will need to provide for you over that lifetime.

Pension choices: lump sum, single life annuity, joint life annuity, joint life with pop-up, 25%, 50%, 100%.
401(k) plan choices
Stock Options
Buy-out packages
Special company bonus options
Social Security payment choices, 62, 65, 67, 70.
Company medical plan choices
Medicare choices
Medicare supplement choices
Do I need life insurance? a will?, a trust?
How do I turn my investments into an income for retirement?
How much can I spend?
How long will it last?
Where should I invest my retirement money?

How do I maintain an income if interest rates fall?
How do I not lose my assets if the stock market goes down?
What is "safe" anyway?

How comfortable will you be in 2 years? It starts by setting aside an hour to talk.

There are answers to these questions, but they are different depending on your specific situation. Getting a professional's guidance at this time can be very important when you are making so many one-time choices. Our approach has been developed to provide answers based on a defined process:

Comprehensive process to evaluate your situation and needs.
An investment policy that lets you sleep at night
Investment selection process that is structured to identify verified proven investment managers.

Including an investment professional who stays around to help.

Emphasis On Protecting Your Money While Providing Growth

Heritage Partners, Arlington Heights, IL Phone 847-392-9268

Securities and investment advisory services offered through Ausdal Financial Partners, member FINRA/SIPC. 220 North Main Street, Suite 400 Davenport, Iowa 52801, 563-326-2064, www.ausdal.com.
Heritage Partners and Ausdal Financial Partners are independently owned and operated